0% Interest Credit Card Eligibility

Hi there,

Welcome to Loancater’s weekly newsletter. This is approximately a 4-minute read.

In today's newsletter, we’re going to go over the mandate for getting approved with 0% interest credit cards.

We are going to go over…

1. What type of credit profile is require

2. Why you need relationships to get maximum approvals

3. Why you need to optimize your credit profiles first

4. How to optimize your credit

Schedule a strategy session with us here for a business loan.

Actionable Tips

Most business owners disregard their personal credit at some point of their career and drop their credit below the 700 mark.

That brings you down to subprime level lending where rates are elevated across the board.

Prevent that by polishing your credit ahead of time. 

Best Link

👁 Credit Report Course Here

Check out this free credit repair guide that’s better than most $500 companies (link)

💰 Loancater’s Application

Get the best business loan in the market here (link)

✔ Clients Who Worked With Us In The Past

See previous business owner who were happy to work with Loancater (link)

⭐ Different Type Of Loans

Type of funding product available in the market (link)

What Type Of Credit Profile Is Required

For these credit lines you're looking for a 700+ credit, under 30% utilization, no missing payments and under 5 inquiries. This is the profile you want for auto approvals.

Why You Need Relationships For Maximum Approvals

When applying online - the algorithm doesn’t have access to a real person to double check declines as well as submit additional documents. Those documents can be the difference maker between 10k and 100k on one card. These relationships can also ask manual underwriters to check and increase the issued amount.

Why You Need To Optimize Your Profile First 

Without first optimizing the credit profile you’ll go into a straight decline if you don’t meet their mandate. Also, even after you rectify your profile afterward your credit will still already be shown to the underwriting bank and they will pull it from their record and you won’t be approved for another few years. 

How To Optimize Your Credit

The way to optimize your credit is by first disputing the inquiries and any missing payment. Missing payments usually take 3-8 months and the account must be closed. Additionally, you can have to keep utilization lower than 30% when possible. If you don’t have the funds to do so, issue a tradeline and add it to your report.  

How I Can Help You

If you like this newsletter and want to work with me, there are a few ways we can do so:

1. You can apply for a business loan here (link)

2. You can apply for credit repair by emailing [email protected] “I want credit repair”

3. You can apply for a free 30 minute strategy session for credit card processing & ACH  here (link)

Or,  you can reply to this email.

I reply to absolutely everyone.

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